Software Ownership Economics Report 2026
FW Delta discloses the conditions under which software built in-house makes economic sense – and when SaaS or a hybrid model remains superior.
- First published
- 29 July 2026
- Data cutoff
- 29 July 2026
- Methodology
- deterministic TCO, present value, operations and Monte Carlo scenario analysis
- Objects examined
- 5 ownership scenarios; 3 self-hosted profiles; 3 operating models; 50,000 simulations per scenario and horizon
Key findings
- CALCULATED Across the five base scenarios, the nominal break-even lies between 21.3 and 33.3 months.
- CALCULATED Two of the five scenarios show nominally positive savings after 36 months but a negative present value at eight percent. Nominal savings and economic advantage are therefore not identical.